PayItMonthly is known for its interest-free financing at many retailers with up to 12 months of instalments at checkout.
While many of the split payment providers primarily offer short-term plans, some, like V12 Finance and PayItMonthly, offer longer-term instalments.
This no doubt can be more convenient and with zero interest, it makes it one of the top options to try for differing payments for your purchases.
PayItMonthly
Max. Amount
£3,000
Credit Check
Yes
Type
BNPL
Tip: You can use it at most retailers on a cart value of £100 up to a maximum of £3,000 depending on your credit profile.
This option is one of the buy now pay later services you can enjoy without bothering to pay extra through the length of your plan.
The interest-free package is valid from the 2-month up to the 12-month plan, making it a good choice for shopping your favourite goods on pay-later terms.
Its maximum limit is £3,000 but the amount you can access will be based on your financial worthiness after the credit check that will be performed once you submit your application.
This limitation also applies to the number of months depending on the value of your cart: for transactions between £100 to £300, you will be able to spread the costs up to 4 months and when it is above, you may be offered the 6 months or 12 months plan depending on the merchant.
PayItMonthly has a minimum length of two months at most of its partners with basic requirements being up to 18 years old, living in the UK as a permanent resident, a current bank account, and an active email and telephone number.
The catch with using this option for your instalment purchases is its interest-free financing, with the merchants bearing the cost of the service it provides.
Shops that Accept PayItMonthly
Below is the list of shops where you can use PayItMonthly for instalment plans:
Beauty Shops and Jewellers that Accept PayItMonthly
Zee.elle
The brand is into luxury wigs and hair extensions, focusing on creating customizable options for everyday wear or special occasions.
Aesthetics JE
It specialises in non-surgical cosmetic treatments, offering various services such as dermal fillers, anti-wrinkle injections, and skin rejuvenation.
Logan The Jewellers
This merchant is into fine jewellery, offering engagement rings, wedding bands, and custom-designed items.
The Antique Jewellery Company
The jeweller specialises in rare and unique antique jewellery, offering a collection of pieces like rings, necklaces, brooches, and more.
Mills Aesthetics
Another provider of non-surgical cosmetic treatments, including dermal fillers, HIEMT muscle stimulation, body cavitation and more
Qualis Aesthetics
It also specialises in facial aesthetic treatments, including dermal fillers, anti-wrinkle injections, micro-needling, chemical peels, and more
Furniture Shops that Accept PayItMonthly
Atmacha
The company provides luxury furniture and home decor, offering a range of pieces, including sofas, dining sets, and accessories.
You can also purchase home items such as rugs, lamps, and others with options to spread the cost not just PayItMonthly but also Humm Finance, Novuna, and Klarna.
Cunningham Furniture Recycling Co.
It deals in the collection and redistribution of pre-owned furniture, helping to reduce waste and support local communities.
BuyNowPayLaterBeds
The platform offers beds and bedroom furniture with flexible payment options, allowing customers to spread the cost over time.
Gables Beds
It sells beds and mattresses with styles including divan, upholstered, and orthopaedic mattresses.
Bespoke Fab Shop
It offers a range of off-the-shelf industrial-style furniture, including tables, chairs, and storage solutions.
Luxury Dreamz Furniture
It manufactures and retails pieces for various home settings. Its products include sofas, dining tables, and bedroom furniture.
Snug Bed
While it deals in beds and mattresses, you can get sofas and other bedroom furniture when shopping on the platform.
Womb to Grow
It specialises in baby essentials, offering products including car seats, strollers, and nursery furniture.
Mooazaa Shop
Another furniture shop on this list, its collection includes sofas, coffee tables, mattresses, and others.
Fitness and Health Retailers that Accept PayItMonthly
NoblePro
The brand specialises in high-performance treadmills and fitness equipment designed for home and commercial use.
Visionwise Opticians
The clinic is into eye care services, offering comprehensive exams, prescription glasses, and contact lenses.
East Kent Podiatry Service
It specialises in foot health and care, offering treatments for a range of conditions including foot pain, infections, and diabetic foot care.
Olsen Bikes
The platform offers bike-packing and gravel bikes, offering models built for off-road adventures and long-distance cycling.
The Ebike Shop
It offers a range of e-bikes designed for urban commuting, leisure, and off-road riding.
ARC Microtech
It is into wearable microcurrent therapy devices, offering products that include Equine and Arc4health focusing on tissue repair and pain management.
Other Merchants that Accept PayItMonthly
Hurricane Computers
The platform specialises in computer sales, repairs, and IT solutions, offering products including desktops, laptops, and accessories.
SWBeans
The platform is into the supplies of coffee beans and brewing equipment.
Quad-Warehouse
The company specialises in supplying a range of quad bikes and ATV accessories, catering to adults and kids.
Vanilla Pod Bakery
The merchant is into bespoke, luxury cakes, offering crafted creations for weddings, birthdays, and special occasions.
IMAJ Aesthetics
It offers courses in dermal fillers, anti-wrinkle injections, and other aesthetic procedures, providing aspiring practitioners with education and hands-on experience to build expertise in the field.
SPOCE
It provides project management and IT service management training and consultancy. As an accredited training organisation, it offers courses in PRINCE2, AgilePM, MSP, ITIL, and other methodologies.
Artisan Aquatics
They specialise in the design, installation, and maintenance of aquariums and aquatic displays.
Smart Car Automotive
It deals in services including alloy wheel refurbishment, welding repairs, gator fitting, buckle removal, and brake calliper and hub painting.
Riigid
The brand specialises in aluminium suitcases, offering durable travel solutions.
With a handful of retailers supporting PayItMonthly, you can enjoy zero-interest financing for your needs but always pay your due instalment to avoid the option affecting your credit score.
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